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Credit risk Stories - Page 5

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Credit risk stories

Banjo Loans urges SMEs to use AI with human checks
Data Protection

Banjo Loans urges SMEs to use AI with human checks

Poorly checked AI use could leave SMEs exposed to lending errors, fines and loan cancellations, Banjo Loans has warned.

By Karen Joy Bacudo • 4 min read • Fri, 24th Jul 2026
ATO tax debts lift insolvency risk for Australian firms
Construction

ATO tax debts lift insolvency risk for Australian firms

More than 35,000 Australian businesses now face heightened failure risk as ATO debts above AUD $100,000 coincide with rising defaults.

By Karen Joy Bacudo • 5 min read • Wed, 22nd Jul 2026
Vield adopts Integral tech to automate crypto hedging
Fintech

Vield adopts Integral tech to automate crypto hedging

As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.

By Karen Joy Bacudo • 4 min read • Mon, 20th Jul 2026
Australians cut spending & lean on credit as costs bite
Data Analytics

Australians cut spending & lean on credit as costs bite

Household finances are under growing strain as more Australians dip into savings, cut discretionary spending and lean on credit for essentials.

By Joseph Gabriel Lagonsin • 3 min read • Fri, 17th Jul 2026
Warburg Pincus takes stake in Australian CreditorWatch
Software-as-a-Service

Warburg Pincus takes stake in Australian CreditorWatch

The Australian credit-reporting firm plans to expand staff and technology after Warburg Pincus agreed to invest, with terms undisclosed.

By Karen Joy Bacudo • 4 min read • Fri, 10th Jul 2026

Global Stories

Credit risk stories

Tech chiefs urge safer, sector-specific AI adoption
Software-as-a-Service

Tech chiefs urge safer, sector-specific AI adoption

Businesses face mounting pressure to curb unsafe AI rollouts as executives warn that general-purpose tools are outpacing governance and controls.

By Sean Mitchell • 4 min read • Fri, 17th Jul 2026
Swift readies blockchain ledger for bank payment pilots
Fintech

Swift readies blockchain ledger for bank payment pilots

Seventeen banks will test whether tokenised deposits can speed cross-border payments and extend settlement beyond normal market hours.

By Karen Joy Bacudo • 5 min read • Fri, 10th Jul 2026

Stories from Other Regions

Credit risk stories

Morpho launches Midnight fixed-rate lending on Base
Risk & Compliance

Morpho launches Midnight fixed-rate lending on Base

The new protocol could draw institutions to onchain credit markets by adding fixed terms, compliance controls and counterparty choice on Base.

By Karen Joy Bacudo • 3 min read • Wed, 22nd Jul 2026
FICO urges UK banks to boost personalisation amid switching
Digital Transformation

FICO urges UK banks to boost personalisation amid switching

Switching rose 43% in Britain last quarter, adding pressure on banks to tailor offers as digital-only accounts neared half of households.

By Sofiah Nichole Salivio • 4 min read • Tue, 21st Jul 2026
Affordability trumps climate risk in flood-prone properties
Disaster Recovery

Affordability trumps climate risk in flood-prone properties

Buyers chasing cheaper homes are pushing flood-risk properties ahead of the wider New Zealand market, even as lenders rely on insurance.

By Staff Writer • 4 min read • Sun, 19th Jul 2026
PayPal adds new Pay in 30 Days option for UK shoppers
Fintech

PayPal adds new Pay in 30 Days option for UK shoppers

The fee-free option gives eligible UK shoppers up to 30 days to settle online purchases from GBP £1 to GBP £900 at checkout.

By Karen Joy Bacudo • 4 min read • Sat, 18th Jul 2026
Creditspring tops GBP £1 billion in loan disbursements
Fintech

Creditspring tops GBP £1 billion in loan disbursements

Households squeezed by higher costs are turning to fixed-fee borrowing, helping the lender pass GBP £1 billion in loans.

By Karen Joy Bacudo • 4 min read • Fri, 17th Jul 2026
UK Fraud liability in 2026: The hidden cost of synthetic identity fraud
Fintech

UK Fraud liability in 2026: The hidden cost of synthetic identity fraud

Banks now face a capped GBP £85,000 reimbursement bill per claim as synthetic identity fraud turns into a direct liability under tighter UK rules.

By Barley Laing • 5 min read • Fri, 17th Jul 2026
New Zealand households cut spending as confidence falls
Data Science

New Zealand households cut spending as confidence falls

Falling confidence is pushing households to trim discretionary purchases, with 65% cutting non-essential spending as essentials stay dear.

By Karen Joy Bacudo • 4 min read • Wed, 15th Jul 2026
Utilities & telecoms firms face widespread payment woes
Fintech

Utilities & telecoms firms face widespread payment woes

Payment disruptions are worsening customer experience at utilities and telecoms firms, with 99% of respondents reporting some form of issue.

By Mark Tarre • 3 min read • Fri, 10th Jul 2026
Nuvo adds CreditRiskMonitor risk data to finance workflows
Fintech

Nuvo adds CreditRiskMonitor risk data to finance workflows

Finance teams can now spot customer distress earlier as Nuvo embeds CreditRiskMonitor's risk alerts and credit guidance into automated workflows.

By Karen Joy Bacudo • 4 min read • Fri, 10th Jul 2026
FintechWerx to buy Ruby Loans platform for CAD $825,000
Data Analytics

FintechWerx to buy Ruby Loans platform for CAD $825,000

The deal adds loan-origination technology aimed at speeding small-business credit checks, pending approvals and exchange sign-off.

By Karen Joy Bacudo • 3 min read • Fri, 10th Jul 2026